Easy-Approve Personal Loans
to fund Your Needs

Get a loan up to RM100,000 Quickly!

Apply Your Personal Loan Today

Our officer will contact you within 24 hours

*For KL & Selangor Only

About KL Smart Credit

Licensed Financial Company In KL & Selangor

We are Licensed Loan Company that operates under the regulation of KPKT / Kementerian Perumahan & Kerajaan Tempatan. We strictly obey the law and regulations set forth by the Money Lending Act 1951.

Fast 30min Approval Process
Lowest & Affordable Rates %
Without Upfront Payment
Flexible Repayment Terms
Accept amount up to 6x of your Income
Blacklisted are Welcomed

Special Package Offer in KL & Selangor

Personal Loan

Easily to apply RM1,000 – RM200,000 with 6% Lowest APR to meet your financial needs.
Blacklisted & Bad Credit Accepted

Business Loan

Whether it is a start-up or SME company, we able to offer high loan amount with the lowest rates.
Fast & Easy Application than banks.

Quick Loan

Whether it is a start-up or SME company, we able to offer high loan amount with the lowest rates.
Fast & Easy Application than banks.

Flexi Repayment Terms

The minimum terms is 6months & maximum 40 months (5 years)
The Limited-Promotion APR is 6% – 12% only.
For Example :
You apply RM10,000 for 40 months duration & the rate is just 6%.
So the total repay amount will be RM10,800 for 40 months (which RM216 per month.)
Receive your loan in 2hour via bank transfer without any deposit or extra fees. No Penalty as well.
GOV Sector

Lower Rates

We offer solution with affordable & reasonable rates. Unlike other agency company in KL & Selangor, our rate is just simple 4% ~ 12% fixed APR. Now, you get urgent/emergency loan with us without worrying about a staggeringly high rates.

No Upfront Charges

We do not charge any upfront fees or deposits on your personal loan. Any entity that demands money & fees for loan processing is not legitmate !

Low Barriers & High Approval Rate

Everyone can apply without presenting a whole bunch of documents. We simplify the application and 97% success rate process to better serve you.

Customer Reviews

I’m grateful for discovering KL Smart Credit. As a travel enthusiast, I often run out of money, which stops me from exploring my dreams. However, with KL Smart Credit’s instant cash and flexible repayment options, I transformed my travel dreams into reality. I suggest KL Smart Credit to everyone. It is the best.

Raymond Chin

I always dreamt of having a bike, but couldn’t afford it. Now, KL Smart Credit helped me fulfill my dream. Their simple process and quick loan approvals served as vehicle loan helped me buying a new bike  Their flexible repayment options allowed me to manage the cost of the bike within my budget. 

Sidhart Parashara

I am excited to share my experience with KL Smart Credit. Their loan services have made my dream wedding come true. From all arrangements to decorations, they provided me with all the financial support. I highly recommend their loan services to anyone seeking financial assistance.

Sarah Ismael

BUZZ US WITH FREE CONSULTATION

Receive your loan by today without any upfront or deposits.

BUZZ US WITH FREE CONSULTATION
Receive your loan by today without any upfront or deposits.
APPLY NOW

Our Statistics

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Years of Experience

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Active Clients

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Approval Rate

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Success Cases Since 2014

3 Simple Steps to Get Loan

1. Online Application

WhatsApp or submit application form. Easy without upfront fees & guarantor.

Online Application

2. In Progress & Approve

Our 24/7 customer support will go through your application. Just 30 minutes to get instant approval. Blacklisted/Bad Credit are welcomed.

In Progress and Approve

3. Receive Instant Transfer

Receive your loan within 2 hours upon approval. Grab your loan today from us.

Receive Instant Transfer

Get Your Loan Today!

Apply Now
Apply Personal Loan Now
Looking for Personal Loan?
For KL & Selangor only.
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